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Instant Funded

No evaluation. Trade funded capital immediately, with a trailing drawdown that locks at breakeven.

No evaluation. Trade funded capital immediately, with a trailing drawdown that locks at breakeven.

Evaluation phases

Daily loss
3% (trailing)
Max drawdown
5% (trailing)
Profit split
up to 100%
No profit target — you trade funded capital from day one and complete the qualifying days before your first payout.

This is an instant-funding account — you trade firm capital from day one with no profit target. Complete the minimum qualifying trading days before your first payout.

PhaseProfit targetMin. trading days
No evaluationFunded immediately

5 trading days, each ≥ 1% profit, before your first payout.

What counts as a trading day

A trading day is counted once you open and close at least one position. Days with no completed trade — including weekends — do not count toward your minimum.

On passing

You are funded from day one. Complete the minimum trading days, then request your first payout.

If you breach

A breach ends the account. You can start a new challenge; Pay Later accounts can be reset within 72 hours of a breach at a reduced fee.

Account violations

Hard vs soft breach. A hard breach (daily loss or maximum drawdown) ends the account immediately. A soft breach — the Atlas Protector on funded accounts — restricts rather than closes.
Daily loss
3% (trailing)
Resets 00:00 UTC
Max drawdown
5% (trailing)
Overall floor
Min trading days
5
Per phase
Consistency
20%
20% — no single day above 20% of total profit per payout cycle.
Daily drawdown
3%
Daily loss limit3%
Resets00:00 UTC
Maximum drawdown
$100,000
Initial balance
$95,000 -5%
Balance at breach

Max. drawdown varies by challenge type.

Day 1
Day 2
Day 3
Day 4
Day 5
+more

5 trading days, each ≥ 1% profit, before your first payout.

How each rule works

Daily loss limit — 3% (trailing)

The daily loss limit resets at 00:00 UTC and is measured on the higher of your balance or equity at the reset, including open floating losses.

Worked example: a 3% (trailing) limit gives about $3,000 of room on a $100,000 account ($1,500 on $50,000).

Floating losses count, so an open trade in deep loss can breach you before you close it. A momentary dip below the floor is a breach even if price later recovers.
Maximum drawdown — 5% (trailing)

The overall floor is 5% (trailing), which trails up with your balance and locks at your starting balance once you reach 5% profit.

Worked example: on a $100,000 account the breach point sits near $95,000.

Atlas Protector (soft breach, funded)

If your open floating loss reaches 2% of the initial balance, all positions auto-close so you keep trading rather than breaching. The first trigger drops your split to 50%; the second breaches the account. It does not apply during the evaluation.

Single-asset & floating-loss limits

Instant Funded caps risk at 1.5% of the account on one asset per day (about $1,500 on a $100,000 account) and a 1.5% floating-loss ceiling. Breaching either ends the account.

Minimum hold time

Trades should be held at least 2 minutes. Trades closed faster are treated as short trades and their profit may be deducted.

Consistency rule

20% — no single day above 20% of total profit per payout cycle.

Extra breach triggers

Risking more than 1.5% on a single asset in a day, or a 1.5% floating loss, also breaches the account.

Additional guidelines

Hold
Existing positions over the weekend
Open
New positions Sat / Sun
Holding allowed across the weekend; new entries are not permitted.
Own accounts
Copy between your Atlas accounts
External
Other traders or brokers
Copy trading is allowed only within your own accounts.
  • Overnight & weekend holding is allowed (swap fees apply, typically tripled over the weekend).
  • Minimum hold time is 2 minutes.
  • EAs are allowed in evaluation and funded.
  • Hedging within one account is fine; hedging across accounts, brokers or firms is prohibited.
How the news rule works

High-impact releases are the ones flagged red on calendars such as Forex Factory — NFP, CPI, FOMC and central-bank rate decisions. During the evaluation there is no news restriction. On funded accounts, profit from any trade opened or closed within 5 minutes before or after a high-impact release may be removed — the full profit of the affected trade is excluded, not just the in-window portion. Trades held through the news are unaffected.

Rewards

Profit split
up to 100%
Cycle
28 days, then every 14
Min. payout
$100

The default split is 80%, upgradable to 100% with the profit-split add-on. Add-ons can shorten your reward cycle.

Reward cycleTiming
StandardFirst at 28 days, then every 14
Weekly (add-on)First at 21 days, then every 7
On-Demand (add-on)Request any time after the first cycle

Withdrawal methods

MethodLimitFeeSpeed
CryptoUp to $1,000No feeWithin 4 hours
RiseOver $1,000$50Within 4 hours

How a payout works

  1. Meet the minimum trading days and hold profit above your split.
  2. Close all open positions and ensure no breach is under review.
  3. Request from your dashboard; the account reopens once the payout is sent.

Trading conditions

Trade on MetaTrader 5 and TradeLocker.

Instruments

Forex (majors, minors, exotics), indices (S&P 500, NASDAQ 100, Dow, FTSE 100, DAX and more), metals and energies, and crypto (BTC, ETH and others).

Leverage

Halved once you are funded:

InstrumentEvaluationFunded
Forex1:1001:50
Indices1:201:10
Commodities1:201:10
Crypto1:21:1

Costs

Swap / rollover fees apply to positions held overnight and are typically tripled over the weekend.

Prohibited strategies

  • High-frequency trading, tick scalping and latency / arbitrage exploitation
  • Martingale and gambling-style all-or-nothing risk
  • Cross-broker or cross-firm hedging for risk-free exposure
  • Account sharing and account-passing services

Pricing

Size$5K$25K$50K$100K$300K
One-time fee$68$208$428$718$1,598

Frequently asked questions

What happens if I break a rule?
The account is breached and trading stops. On an evaluation you can buy a reset or a new challenge; on a funded account, profit on the breached account is forfeited.
If I briefly dip below a limit but recover, is it a breach?
The daily loss limit and maximum drawdown are hard limits — crossing them at the measured point breaches the account even if price later recovers.
How is the daily loss limit calculated?
From the higher of your balance or equity at the midnight-UTC reset, including open floating losses.
What's the difference between static and trailing drawdown?
Standard 1/2/3 Step models use a static floor fixed from your starting balance. Instant Funded trails up with your balance and locks at your starting balance once you reach 5% profit.
Does the trailing floor ever move down?
No — it only moves up, then locks. Once you build a buffer it can't be taken away.
Is there a consistency rule?
Standard 1/2/3 Step evaluations have no consistency rule. Instant Funded applies a 20% rule (no single day above 20% of total profit per payout cycle).
Can I trade the news?
Unrestricted during the evaluation. On funded accounts, profit from trades opened or closed within 5 minutes of high-impact news may be removed.
Can I hold positions over the weekend?
Yes — overnight and weekend holding is allowed (swap fees apply). You just can't open new positions on Saturday or Sunday.
Is there a minimum hold time?
Yes — 2 minutes. Trades closed faster are treated as short trades and their profit may be deducted.
Are Expert Advisors (EAs) allowed?
Yes, in both the evaluation and funded accounts.
Is copy trading allowed?
Only between your own Atlas accounts. Copying between different traders or external accounts is prohibited.
What is the profit split?
80% by default, upgradable to 100% with the profit-split add-on.
How often can I get paid?
Every 14 days by default (Instant Funded: first at 28 days, then every 14), with a $100 minimum withdrawal.
What payout methods are available?
Crypto for amounts under $1,000 (no fee) and Rise for amounts over $1,000 ($50 fee).
When do I complete KYC?
Through Veriff after you pass the evaluation, before the funded account activates.
Is my evaluation fee refunded?
Yes — alongside a regular payout, typically after your 3rd payout on 1/2 Step models and your 5th on Instant Funded.
Can I scale my account?
Yes — consistent traders grow their allocation over time, up to $400,000 and beyond. See the Scaling Plan.
Can I run multiple accounts?
Yes — up to a $400,000 total funded allocation per trader, across multiple accounts.
What leverage do I get?
Forex 1:100 in evaluation and 1:50 funded; indices and commodities 1:20 / 1:10; crypto 1:2 / 1:1.
What platforms can I trade on?
MetaTrader 5 (MT5) and TradeLocker.
What is the Atlas Protector?
On funded accounts, if your open floating loss hits 2% of the initial balance all positions auto-close. The first trigger halves your split to 50%; the second breaches the account.